Let’s take a short pop quiz. Just one question long: True or false? Baby Boomers usually pay higher auto-insurance rates than do younger drivers. You may be thinking, “It’s gotta be true. Everyone laughs at how bad older drivers are.” But, … [Read more...] about How Baby-Boomers Save on Auto Insurance
There are 6 extremely sound reasons why auto insurance should be mandated, all of which have to do with protecting you, protecting your wallet, and protecting others. Those 6 reasons are the 6 types of protection provided by a standard … [Read more...] about Having auto insurance in Tennessee is the law: here’s the positive
In Tennessee—if you own an automobile—you must have auto insurance. That is true for a very simple reason: It’s the law. And has been since 1977. Failure to have adequate insurance coverage on your vehicle will result in a fine, and possibly the … [Read more...] about 6 Ways Your Auto Insurance Protects You and Your Wallet
It’s one of the greatest moments in a person’s life. Going to college for the first time. Living in a dorm, or getting that first too-cool apartment off campus. You’re thinking about a million things at once, and your to-do checklist seems a mile … [Read more...] about Your Cool First Apartment: What College Students and Others Need to Know about Renter’s Insurance
It’s an amazing statistic. And it’s “proof positive” of how the American economy has radically transformed. According to the Small Business Administration, more than 50 percent of the businesses in the U.S. now are based out of the owner's home. … [Read more...] about Have a Home-Based Business? Make Sure Your Insurance Bases Are Covered!
If you’ve purchased homeowner’s insurance in the past—or plan to now—you’re probably aware of the ongoing debate: Is it smarter to buy an “Actual Cash Value” policy . . . or a “Replacement Cost” one? Like many things pertaining to insurance—and … [Read more...] about “Actual Cash Value” vs. “Replacement Cost”: What’s the Smarter Homeowner’s Insurance Option?
Being a homeowner is one of the cherished parts of the American Dream. Your home will offer you enormous pleasure over the years . . . provide a wonderful place for your family and friends to gather . . . keep you safe from the elements . . . and so … [Read more...] about What Could Possibly Go Wrong with Your Homeowner’s Insurance?
You know the terrible fear. You’re boating on a lake . . . or standing in an open field . . . or simply walking down the street . . . and suddenly the sky explodes with lightning, followed by the enormous crash of thunder. When this happens, … [Read more...] about When Lightning Strikes . . . Don’t Get Zapped Financially!
5 Ways to Protect Yourself When Using Airbnb Give us a call to check your protection and help you take the necessary precautions. In the past five years, more than 550,000 people have turned to Airbnb to rent out all or a portion of … [Read more...] about Opening your home could open security risks. Evaluate your protection.
Does Your Home Business Need Insurance? One reason owners forgo insurance is confusion over what may be already covered by a homeowner's or a renter's policy. But most home-business owners have little or no coverage from their homeowner's … [Read more...] about Working from home? Make sure your insurance covers you and your business